The plan in one table
The Biltmore Residences Sufouh is sold on a 20 / 10 / 10 / 60 plan. Forty percent of the price is paid by the time you receive the keys and sixty percent afterwards. The amounts below are calculated on the 2 bedroom starting price of AED 3,093,000; a higher-priced unit keeps the same shares, so every figure scales in proportion.
| Stage | Share | On AED 3,093,000 |
|---|---|---|
| BookingOn reservation of the unit | 20% | AED 618,600 |
| During constructionBefore handover; the trigger is set in the sales agreement | 10% | AED 309,300 |
| On handoverQ4 2026 | 10% | AED 309,300 |
| Post-handover8 instalments of 7.5% (AED 231,975 each), one every 6 months, from 6 to 48 months after handover | 60% | AED 1,855,800 |
| Total price | 100% | AED 3,093,000 |
On the 4 bedroom penthouse starting price of AED 27,000,000 the same stages come to AED 5,400,000, AED 2,700,000, AED 2,700,000 and AED 16,200,000, the last of these paid as eight instalments of AED 2,025,000.
Stage by stage
Booking: 20%
The booking payment reserves a specific unit at an agreed price and is the largest single payment in the plan. On the starting price it is AED 618,600. From this point the purchase is documented in the sales agreement, which fixes the price, the schedule and the specification of the unit.
During construction: 10%
One further payment falls due while the tower is being finished. Construction is approximately 90% complete and handover is scheduled for Q4 2026, so this stage is short. What triggers it, a calendar date or a construction milestone, is set out in the sales agreement; ask which before you sign.
On handover: 10%
The third payment is made when the building is handed over in Q4 2026 and you take the keys. At that point you have paid 40% of the price: AED 1,237,200 on the starting price.
After handover: 60%
The remaining 60% is spread over four years in eight equal instalments of 7.5%, one every six months, the first six months after handover and the last forty-eight months after it. On the starting price each instalment is AED 231,975 and the eight together come to AED 1,855,800.
What post-handover means in practice
Possession does not wait for the last payment. Once the handover instalment is paid you hold the keys to a finished, furnished residence with 60% of the price still to pay, and you can live in it, or let it, through the four years in which the instalments fall due.
The instalments are paid to the developer under the sales agreement rather than to a bank, so no mortgage is needed to use the plan. If you let the unit, the rent arrives in the same period; whether it covers the instalments depends on the rent you actually achieve, on the service charge and on any weeks without a tenant, and this page makes no assumption about any of those.
Two questions to have answered in writing before you sign: when the title deed is issued under a post-handover plan, and what the agreement says happens if an instalment is paid late.
Where your money goes
Payments for an off-plan purchase in Dubai are made into the project's escrow account, which is regulated by RERA and tied to the construction of this building rather than held as general company funds. The purchase itself is registered with the Dubai Land Department through an Oqood certificate, which records your interest in the unit until the title deed is issued. Ask for the escrow account details before the booking payment and for the Oqood certificate after it. The buyer's guide explains both mechanisms and the rest of the process.
Government fees on top of the plan
The 20 / 10 / 10 / 60 shares add up to the purchase price and nothing else. The Dubai Land Department's transfer fee is 4% of the purchase price, its administrative charges add roughly AED 4,700 to 5,500 on top, and both are paid to the DLD outside the plan.
On the 2 bedroom starting price, 4% of AED 3,093,000 is AED 123,720. With the administrative charges added, the government fees come to between roughly AED 128,400 and AED 129,200. Ask the sales team when the fee is payable for this project.
What the plan does not include
Buyers trust the page that lists the extra costs, so here they are.
- DLD transfer fee and administrative charges, worked above.
- Service charge. An annual charge of 24 to 26 AED per sq ft for the maintenance, staffing and shared amenities of the building, billed each year for as long as you own the unit. The 2 bedroom page works it out for that layout and the penthouse page for the penthouse.
- Agency commission, if you buy through an agent. Agree it in writing before you sign anything.
- Developer NOC fee, which applies to some transfers, usually when a unit is sold on before completion. Ask whether and when it would apply to you.
Furniture is not on the list. The residences come furnished, with Gary Green Studios interiors and kitchens fitted by Miele and Teka, so the price under the plan buys a home you can move into.
Frequently asked questions
What is the payment plan at Biltmore Residences Sufouh?
Twenty percent at booking, a further 10% while the tower is finished, 10% at handover in Q4 2026, and the remaining 60% after handover as eight half-yearly instalments of 7.5% each, spread over four years.
How much is the 20% booking payment on a 2 bedroom?
AED 618,600 on the starting price of AED 3,093,000. A unit priced above the starting price carries a proportionally higher booking payment.
How much of the price is paid by handover?
40%. On the starting price that is AED 1,237,200: AED 618,600 at booking, AED 309,300 during construction and AED 309,300 at handover.
How are the post-handover instalments spread?
Eight instalments of 7.5% each, one every six months, from 6 months to 48 months after handover. On the starting price each instalment is AED 231,975, or AED 1,855,800 in total.
Can I live in or rent out the apartment while paying the post-handover instalments?
Yes. Possession passes at handover, once 40% has been paid, and the unit can be occupied or let during the four years in which the remaining 60% is paid. Nothing on this page assumes a rental income.
Is the Dubai Land Department fee included in the payment plan?
No. The 4% DLD transfer fee, AED 123,720 on the starting price, and administrative charges of roughly AED 4,700 to 5,500 are paid to the DLD separately from the plan. Confirm current fees with the DLD.
Is the payment plan the same for the penthouses?
The shares are the same. On the penthouse starting price of AED 27,000,000 they are AED 5,400,000 at booking, AED 2,700,000 during construction, AED 2,700,000 at handover and AED 16,200,000 after handover in eight instalments of AED 2,025,000.
Next step
Ask the sales team for the payment schedule of the unit you are considering, with the dates and amounts filled in: message WhatsApp, register for a private presentation, or call +971 52 469 1088. For the layouts, see the floor plans page; for what is on sale today, current availability.